Free Calculator

How Long Will Your
Money Last?

Enter your savings and monthly expenses. See your financial runway and what small changes can do for your future.

Your Numbers
$
$
Monthly Expenses Breakdown
Housing (rent / mortgage)
$
Food & Groceries
$
Transportation
$
Utilities (electricity, water, internet)
$
Healthcare & Insurance
$
Subscriptions & Entertainment
$
Personal care & Clothing
$
Education & Learning
$
Total Monthly Expenses $0
Options
Adjust for inflation ~3% annual erosion of purchasing power

Fill in your numbers and hit Calculate to see your financial trail.

Next Step
What if you invested your savings?

See how compound growth could extend your runway significantly.

→

How the Calculator Works

To determine your financial runway, we use a straightforward formula to calculate how many months your savings will sustain your current lifestyle. The basic calculation without inflation is:

Runway (Months) = Total Savings / (Monthly Expenses – Monthly Income)

If you enable the inflation adjustment, the calculator automatically compounds your expenses by an estimated 3% annually to reflect the eroding purchasing power of your money over time.

Disclaimer: This calculator is for informational and educational purposes only. Results are estimates based on the data you enter and do not account for all financial variables. This is not financial advice. Always consult a qualified financial professional before making major financial decisions.